Stay Compliant. Stay Current.

This case centers on a licensed professional who is driven by need for professional recognition and financial rewards. Clients have been close to suing this professional over the past few years. His wife is starting a new business. Their major concern is to protect their assets from malpractice (errors and omissions), liability claims, and business losses.

Learning Objectives:

1. To devise a plan of action to protect a successful husband and wife against a potential loss of assets due to lack of protection from unforeseeable events.

2. To asset protect a husband and wife from potential business exposures and loss of money,

3. To review a client's current financial position and outline suggestions to protect the client from loss of money due to business exposures.

CE Credit Hours: 1

Description: This case centers around a couple where the husband owns a financial planning practice and the wife works for another company. The couples focus is on their personal and business insurance coverage. The couple has young children. The comprehensive review describes why each insurance coverage is important to their goals and objectives.

Learning Objectives

1. Insurance planning for a couple as a client and for his business
2. Development of basic insurance needs
3. How to review the current coverage in addition to their financial statement
4. Development of why insurance matters

Description: The Barton case centers around a married couple with elderly parents. They are making decisions for the parents well being physically and financially. Both husband and wife are aware that their parents will need financial assistance in the near future. The couple does have a college aged child.

Learning Objectives

1. Insurance planning solutions for long term care insurance.

2. Development of both Medicaid and Medicare needs

3. Review Reverse Mortgage as a solution

4. Review Dependent Tax Credit as a solution

Description: This case centers around a couple who are have been married for 30+ years. The husband still owns 80% of his company and the wife is recently retired. They have grown children and grandchildren. The case shows signs of trying to avoid probate.

Learning Objectives

1. Estate planning solutions while facing possible probate
2. Development of basic estate planning given their financial information
3. How to review the best estate strategies to avoid probate
4. Discussion of corporate and partnership recapitalizations
5. Development of strategies for closely-held business owners

Description:  Review of the strategies of FLPs.  The materials review the elements of basic planning prior to doing FLPs as refresher.  Explanation of the factors for validity.  Examples support different scenarios that might apply to working with an FLP.

Learning Objectives

1.  Understanding the types of FLPs, validity factors

2.  Review the FLP control methods

3.  Evaluate possible probate issues including appraisal value and step-up basis

4.  Review the effects of FLPs as related to CRATS and CRUTS

This case centers around the personal planning needs of a husband and wife with two teenage children. The husband has insurance, investment, retirement, and estate problems that need to be solved in a coordinated plan of action. The wife has insurance, retirement, and estate problems that also need to be solved. The wife works part time for a non-profit organization and part time for herself. This involves various retirement opportunities for her. In addition, this is a second marriage for the husband. He still has responsibilities to his first wife. He works for a large publicly-owned company. This case is updated with the current tax laws.

Learning Objectives:

1. Basic financial planning solutions for a young husband and wife with children.

2. Development of basic financial planning solutions of a young couple with children,

3. How to review the needs of a young couple with children to solve their financial planning goals and objectives.

4. How to solve basic goals and objectives with the use of insurance and financial calculations based on current needs.

CE Credit Hours: 2

A properly design financial plan is a work of art. The plan is so understandable and simple that the client reacts and acts. This course attempts to bridge that gap. A client plan will be presented that was done without the use of a computer.

Learning Objectives:

1. How to design a suitable financial plan to meet client's goals and objectives without a computer.

2. How to create a complete financial plan to meet client's goals and objectives that can be simple to understand and implement.

CE Credit Hours: 2

As a financial planner, one must not only be able to calculate some basic ratios, but also evaluate them in the client context. This case centers around Derek "The Sniper" Scofield who is a young man looking for direction. He is interested in some sound financial recommendation to create a budget and a financial plan.

Learning Objectives:

1. The calculation and use of various basic ratios and evaluate the ratios for use with a financial planning client.

2. The use of financial ratios to do analysis for financial planning clients to better achieve their goals.

CE Credit Hours: 1

Description:  Review of the Tax Act of 1981 shift to a higher exemption allowed.  Discussion of Transfer Ownership with client examples.  Explanation of Transfer of Value, CRATs, Buy-Sell agreements, GSTT, and funding alternatives with client examples. 

Learning Objectives
1. Solidify understanding of complex estate planning issues  

2. Review funding alternatives using client examples

3. Review Transfer of Value, CRATs, Buy-Sell agreements, GSTT

4. Review clients needs and what funding alternatives are options

The course centers around gaps in Medicare coverage that needs to be explored with clients who will soon be eligible for Medicare or are already enrolled in Medicare. Basic Medicare expenses is discussed but the course emphasis and reviews tips and advice that financial planners should be aware of when counseling clients about Medicare coverage.

Learning Objectives:
1. Review types of Medicare allowable expenses.
2. Review what is not covered by Medicare.
3. Understand how the Affordable Care Act affects Medicare.
4. Review skilled nursing care provided under Medicare.
5. Review Medicare provisions when vacationing or living outside the U.S. Review when to sign up for Medicare.

CE Credit Hours: 1

This course centers the considerations when investing in real estate for building wealth and generating passive income. For financial feasibility one needs to have a clear understanding of how to evaluate and understanding market conditions for developing a long-term strategy.

Learning Objectives:
1. Review types of considerations strategies for a long term strategy and exit plans
2. Review path of profitability when evaluating financial feasibility and understanding NOI
3. Review path of profitability when evaluating market conditions
4. Review path of profitability when evaluating legal and tax implications
5. Review path of profitability when managing tenants

CE Credit Hours: 1

Working through the steps in the financial planning process with a fictional client.

Learning Objectives:

1. A technical review of the differences of S Corporations verses C Corporations.

2. A review of all the legal income tax, insurance, retirement, and estate tax differences of an S Corporation verses a Corporation.

3. A layout, factor by factor, of choosing an S Corporation or a C Corporation for a client.

CE Credits Hours: 2

This case centers around the personal planning needs of a husband and wife with two grown children. The couple has retirement concerns with their small business that need to be resolved that include their children. The wife has insurance, retirement, and estate problems that also need to be solved. The wife works has some health concerns with herself with family health concerns history. The son is learning the family business trade.

The course is for financial planners interested in working with business owners who do not have any employees. The course will point out the options under both plans and emphasis positive and negative reasons for doing one plan verses another. The course gets into reason depth but may not cover every possible question.

Learning Objectives:

1. Review in depth details of the two plans for eligibility and contribution limits.
2. Review other features such as loans or withdrawals, investment options and creditor protection.
3. Review appropriate plan based on client profiles examples.

CE Credit Hours: 1

Description:   The presentation materials are based around a case study and how succession planning works. The concerns of charitable stock and IRS.  Succession planning materials include explanation of complicated post mortem planning such as Code Section 303, Installment Method (6166), and Special Use Valuation (2032A).

Learning Objectives:

1. Discuss succession planning as it relates to a specific case study showing different options of working through until death  
2. Review common concerns in several planning scenarios
3. How to use postmortem planning options

Many practitioners struggle with these problems, particularly in terms of setting them up. This module is NOT intended to help you through keystrokes of a calculator, but instead to help you in conceptualizing these problems for solution. Taking a single 3 step problem, and then rotate some of the language and verbiage, you will see how these things are impacted.

Learning Objectives:

1. To refresh CFP® practitioners on the usage of the financial calculator with client related financial calculation questions.

2. How to solve client related questions on needs for education or retirement and other related math questions using a financial calculator.

CE Credit Hours: 1

Description:  The presentation reviews the details of Grantor Retained Annuity Trusts (GRAT).  The material coveres the gifting strategies for reducing future estate taxes by transferring assets to beneficiaries without utilizing lifetime gift tax exclusions.  There are clear examples of the most common scenerios.

 

Learning Objectives:

1. Discuss  gifting strategies for basic planning using GRATS. 
2. Development of several case scenerios showing the different GRAT option and their methods
3. How to review the best strategy based on the GRAT options

Description:  The material covers basic insurance concepts using relative examples.  Further this presentation extends concepts that relate to different scenerios of homeowners, auto, and general personal property. 

Learning Objectives:

1. Review and discuss basic insurance needs and solutions
2. Understanding the examples of scenarios showing the best solution for insurance needs
3. Discuss and understand federally declared disasters options

The new estate tax law may be a boon to the wealthy. The program will discuss the new estate tax law, planning concepts, misunderstandings, and new potential problems, The program will use numerous examples and cases to take advantage of the $5 million exemption.

Learning Objectives:

1. A review of all types of gifting, personal or charitable, that are available to wealthy taxpayers.

2. How to use current laws to gift to family members and charity to reduce estate tax implications of wealthy clients.

CE Credit Hours: 2

The Certified Financial Planner Board of Standards, Inc. has accepted the "Keeping Current" manual for continuing education CE hours.

Once you have refreshed yourself by reviewing the manual, you may purchase an exam for the CE credits. We estimate it will take you approximately 40 hours to review the materials prior to taking the exam. The manual text include examples and practice questions. To obtain the 10 CE credits (CFP Board) you will have to take a 100 question test. The exam will take approximately four hours to complete, and it will require a score of 70% or better to pass. If one fails, they may retest with a new exam (another set of randomly selected questions). All test questions come from our proven block of questions.

This is an opportunity to stay abreast of number changes, and begin to fulfill your CE obligations.

Shipping and Handling Policy

• All sales are final.

NOTE:

• You must have previously purchased the manual before taking the exam.
• Exam can only be taken once every two year reporting period.
• Exam must be completed by December 31, 2024.
• This does not fulfill the Ethics requirement.

CE Credit Hours: 10

Many CFP® certificants have commented they have a hard time "Keeping Current" with all the annual changes each year.

For those who have attended our Comprehensive Live Review classes we are sure you remember the Prestudy materials sent to you prior to class. The Keeping Current manual is a reduced version of the up-to-date Prestudy.

For who have not attended our Comprehensive Live Review classes, we use self-study Prestudy materials to prepare students prior to attending our classes. The Prestudy consist of the review of the educational modules required to sit for the CFP® Certification Examination.

The "Keeping Current" manual is only available in printed hard copy. The manual is updated yearly with the most current facts and figures for current year. Unfortunately, because of the tax law and other changes, the manual is only good for one year.

Once you have refreshed yourself by reviewing the manual, you may purchase an exam for the CE credits. We estimate it will take you approximately 40 hours to review the materials prior to taking the exam. The manual text include examples and practice questions. To obtain the 10 CE credits (CFP Board) you will have to take a 100 question test. The exam will take approximately five hours to complete, and it will require a score of 70% or better to pass. If one fails, they may retest with a new exam (another set of randomly selected questions). All test questions come from our proven block of questions.

This is an opportunity to stay abreast of number changes, and begin to fulfill your CE obligations.

Shipping and Handling Policy

We ship your order to any physical address in the continental United States. We accept checks, credit cards, and PayPal.

• Standard FedEx
• All sales are final.

NOTE:

• Shipping, Handling and Sales Tax if applicable are included.
• You must have previously purchased the manual before taking the exam.
• Exam can only be taken once every two year reporting period.
• Exam must be completed by December 31, 2026.
• This does not fulfill the Ethics requirement.

CE Credit Hours: 10

Many CFP® certificants have commented they have a hard time "Keeping Current" with all the annual changes each year.

For those who have attended our Comprehensive Live Review classes we are sure you remember the Prestudy materials sent to you prior to class. The Keeping Current manual is a reduced version of the up-to-date Prestudy.

For who have not attended our Comprehensive Live Review classes, we use self-study Prestudy materials to prepare students prior to attending our classes. The Prestudy consist of the review of the educational modules required to sit for the CFP® Certification Examination.

The "Keeping Current" manual is only available in printed hard copy. The manual is updated yearly with the most current facts and figures for current year. Unfortunately, because of the tax law and other changes, the manual is only good for one calendar year.

Shipping and Handling Policy

We ship your order to any physical address in the continental United States. We accept checks, credit cards, and PayPal.

• Standard FedEx
• All sales are final.
• Shipping, Handling and Sales Tax if applicable are included.
• The exam must be purchased separately.